Dependant’s pension below the commutation threshold

The pension your partner has accrued is less than the commutation threshold of €613.52 per year (2025). You can see what you can do with your dependant’s pension below.

TO DO on this page

  • Advise details of dependants
  • Advise bank account number
  • Advise address details

What arrangements are there for you as a dependant?

 

 

 

 

 

 

 

 

 

 

 

When does StiPP consider you to be a dependant?

 

Your partner accrued pension benefits in the Basic Plan and

  • you are married
  • you have a registered partnership

 

Your partner accrued pension benefits in the Plus Plan and

  • you are married
  • you have a registered partnership
  • you are officially cohabiting and at the time your partner dies you have been living with your partner at the same address for a minimum of six months
    If you are not yet registered as a partner? send us a copy of your cohabitation contract.

 

Any children below the age of 18 are also dependants.

 

If you started a relationship after your partner’s retirement, you have no entitlement to dependant’s pension.

 

The most recent Uniform Pension Statement shows you in which scheme your partner accrued pension benefits.

 

 

 

 

 

 

 

 

 

 

 

 

Your partner dies before his/her retirement

A dependant’s pension is purchased with the pension capital your partner has accrued.

 

If there are any children below the age of 18, the accrued pension capital is divided between you and the children.

 

If your partner was still accruing pension benefits in the StiPP Plus Plan when he/she died, you will receive an additional payment under StiPP life cover. The partner is automatically insured for this.

 

Your partner dies after his/her retirement

On their retirement date your partner and you together decide whether to include a dependant’s pension for you. You will receive this pension after the death of your partner for the rest of your life.

Please note: If you and your partner decide to buy retirement pension only, you will not receive any partner's pension if your partner dies.

If there are any children below the age of 18, and your partner decided to have a partner's pension, they will receive 14% of the retirement pension that your partner received monthly.

 

 

 

 

 

 

 

When must you notify StiPP of the death?

 

  • If your partner was living in the Netherlands when he/she died
    StiPP will contact you. The municipality will automatically notify StiPP of the death. You do not have to do anything.

 

  • If your partner was living abroad when he/she died
    Contact StiPP yourself.
    You can do this using our contact form. Or call us on 030 277 56 90.

 

 

 

 

 

 

 

 

TO DO

Let us know your details

When your partner passes away you will receive a form for the entitlement to partner pension.


Fill in the forms.
- Translation for entitlement to partner pension commutation
- Translation for entitlement to orphan's pension
Make a copy or photo of your bank statement or bank card. Complete the address details needed for partner and children with the copy or photo using our contact form.

We also need a copy of the following documents:

  • the death certificate,
  • any marriage certificate,
  • birth certificate(s) if there are any children below the age of 18 at the time of death.

Send the copies to the address below:
StiPP
PO Box 299
3700 AG Zeist

Or send them as attachments with our contact form. Once we have received the death certificate, we will contact you within a month.

 

 

 

 

 

 

 

How much will you receive?

 

The amount of partner pension depends on the pension benefits your partner has accrued and the number of dependants. The letter you receive if your partner has died tells you how much pension your partner has accrued.

 

Shortly before we pay your pension, you will receive a payment notice from us showing the amount you will be receiving. Tax will be deducted from the pension.

 

Lump-sum or monthly payment?
If the dependant’s pension is less than €613.52 per year (2025), StiPP will pay you the amount as a lump sum. If it is higher, you will receive an amount each month for the rest of your life.

 

If you do not want your pension paid as a lump sum, but prefer to receive an amount monthly for the rest of your life, Please use our contact form to let us know.

 

 

 

 

 

 

 

TO DO

Important!

Are you planning to move abroad or change your address abroad?

 

Tell us PROMPTLY using our contact form!

Then you will receive all our notices about your StiPP pension.

 

The municipality notifies us automatically of changes of address in the Netherlands. There is no need for you to tell us about them.