Final figures and amounts for your pension in 2024 are known
The final data used by your employer to calculate the pension contribution in 2024 have been revealed.
A higher deductible and maximum pensionable hourly wage
You do not accrue pension on your entire salary. Because you will also receive state pension from the government at a later date, an amount will be deducted from it: the deductible. A maximum pensionable hourly wage has also been set. You do not accrue pension on the part above the maximum pensionable hourly wage. Both the hourly franchise and the maximum pensionable hourly wage have been increased slightly.
|
|
2024 |
2023 |
|
Hourly franchise |
US€8.45 |
US€7.86 |
|
Maximum pensionable hourly wage |
US€38.26 |
US€35.77 |
The premium percentages do not change
The contribution percentages for the Basic and Plus schemes have not changed compared to 2023.
|
|
Total |
Employer's share |
Employee share |
|
Basic Scheme Contribution |
8% |
8% |
0% |
|
Premium Plus Scheme |
12% |
8% |
4% |
|
The contribution is calculated on the basis of the pension base: pensionable salary minus franchise. In 2024, there is a maximum pensionable salary of € 38.26 per hour |
|||
Pension accrual in the Basic and Plus schemes will remain the same
The premium paid by you and/or your employer will be used for your pension accrual. This accrual is not the same as the pension contribution that you and/or your employer pay. The percentage that determines your pension accrual is called the defined contribution. In the Basic Scheme, you accrue 7.4% pension on the pension base. This percentage is the same for everyone.
The amount of pension accrual in the Plus Scheme depends on your age. The age-related defined contribution in the Plus scheme can be found in the table below.
Overview of defined contribution percentages Plus Scheme 2024
|
Age |
Defined contribution Plus scheme 2024 |
|
18 – 24 |
4,2% |
|
25 – 29 |
5,2% |
|
30 – 34 |
6,3% |
|
35 – 39 |
7,7% |
|
40 – 44 |
9,3% |
|
45 – 49 |
11,4% |
|
50 – 54 |
14,0% |
|
55 – 59 |
17,2% |
|
60 – 64 |
21,4% |
|
65 and over |
25,7% |
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