Questions about investing
StiPP invests the pension contribution for you so that your pension assets can continue to grow. Read the answers to frequently asked questions about investing:
No, you can't. The goal of StiPP is to further grow your individual pension assets with the right investments. We do this by investing in organisations, companies and initiatives that take the world around us into account. We invest in a socially responsible way. With attention to the long term and with a good balance between risk and return. From theage of 57, you can make a choice whether you want to invest with more or less risk.
In the new system, everyone accrues pension through an individual contribution scheme. That money is then invested. As in the current scheme, you can see for yourself how high the contribution is to your pension and how your pension assets are doing. If the investments are doing well, your pension assets will grow. If the result of the investments is disappointing, your pension assets may grow less rapidly or become lower.