Questions about the new pension scheme

Why is there going to be a new pension system? And what kind of scheme will StiPP receive? Read the answers to these and other questions:

Why is there a new pension scheme?

The old pension system worked well for many years. But now it is outdated. That is why the trade unions, employers and the government have jointly drawn up new rules for pensions. The aim is to make the pension system more open, personal and future-proof.

A number of strengths of the current pension system remain:

You continue to accrue pension through your employer
You will receive a pension for as long as you live
The state pension via the government will continue to be

The social partners in the temporary employment sector have made agreements about the transition from the temporary employment sector to an improved pension scheme. The new pension scheme is in line with the market and improves employment conditions. As a result of this new scheme, the difference between the pension scheme for (temporary) employees in the temporary employment sector and the pension scheme for colleagues in permanent employment is smaller.

Who will make agreements about the new pension scheme?

The trade unions and the employers' organisations (social partners) have determined what the new pension scheme will look like. For StiPP, these are trade unions FNV, CNV Vakmensen and De Unie and employers' organizations ABU and NBBU.

Who will be affected by the new pension scheme?

The new StiPP pension scheme applies to everyone who accrues or has accrued pension with StiPP. And also for everyone who receives a pension from StiPP.

What kind of scheme does StiPP get?

A flexible contribution scheme. In the new pension system, all employees will accrue pension in a defined contribution scheme. StiPP's current pension scheme is already a defined contribution scheme. In a defined contribution scheme, each participant has an individual pension capital. These assets are invested. The investment risk lies with the employee. With these individual pension assets, you purchase a pension benefit when you retire. This means that you will continue to accrue pension in the same way. However, the StiPP pension scheme will be adjusted on a number of important points. You can find the agreements about the new pension scheme in the transition plan.

When will the new StiPP pension scheme take effect?

From 1 January 2026, StiPP wants to switch to one new pension scheme for all temporary agency workers and seconded workers. In the timeline you will find the most important dates up to the introduction of the new pension scheme.

Will the state pension also change?

No, the state pension will continue to exist. The AOW is a basic income that you receive from the government from your state pension age. The new pension scheme covers the pension that you accrue, have accrued or have accrued with StiPP. Your pension benefit from StiPP is a supplement to the AOW.

Where can I find more information about the new pension scheme?

You can read the latest news about the new StiPP pension scheme in the newsletter. There is also a special page about the new pension scheme on the website.